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Data Scientist · AI Specialist · Credit Risk Expert
Building robust predictive models and automating risk assessment processes for top-tier financial institutions.
A passionate Data Scientist and AI Specialist with nearly two decades of experience spanning banking, logistics, and cultural preservation. I transform complex data into actionable insights and build AI solutions that drive business growth while dedicating efforts to preserving Balinese heritage through technology digitizing ancient Lontar manuscripts using computer vision and NLP.
Years Experience
Projects Completed
Industries Served
Leading AI transformation initiatives in logistics operations. Developing predictive models for demand forecasting, route optimization, and automated warehouse management systems to enhance operational efficiency and reduce costs.
Pioneered machine learning and AI implementation for credit risk assessment. Built advanced ML models for automated credit decisioning, fraud detection, and portfolio risk prediction, improving accuracy by 30% while reducing processing time significantly.
Developed and maintained credit risk scoring models and monitoring frameworks. Implemented IFRS 9 ECL models, stress testing scenarios, and early warning systems to proactively manage portfolio quality and regulatory compliance.
Comprehensive banking career spanning credit marketing, credit analysis, and risk management. Managed end-to-end credit processes from customer acquisition, credit evaluation, loan structuring, to portfolio monitoring across retail, SME, and corporate segments.
Advanced analytics and statistical modeling to extract insights from complex datasets.
Building predictive models and intelligent systems using cutting-edge ML algorithms.
Specialized in credit scoring, risk assessment, and portfolio management.
Developed a machine learning model to predict creditworthiness, reducing default rates by 15% for a major bank.
Interactive dashboard for real-time credit risk monitoring and portfolio analysis.
Preserving Balinese culture through AI-powered digitization and translation of ancient Lontar manuscripts.
Agentic AI platform for smart tourism in Bali with personalized trip planning, real-time recommendations, and booking automation.
Have a project in mind or want to discuss data strategies? Feel free to reach out. I'm always open to discussing new opportunities and collaborations.